Author: CFDXS

The nation’s largest flood insurance program – managed by the federal government – has been expired for more than a week, possibly leaving thousands of homeowners in limbo.The National Flood Insurance Program, or NFIP, which accounts for 88% of the country’s flood insurance policies, expired on Sept. 30 as the Senate failed to pass a continuing resolution to keep the federal government open.The lapse in the program could delay thousands of home sales, according to the National Association of Realtors. Depending on the length of the government shutdown, thousands of current policyholders could also be left uninsured.Standard homeowners insurance doesn’t…

Oct. 9 (UPI) — The Israeli cabinet is in a meeting to ratify the Israel-Hamas hostage-release deal, and if it’s ratified, within 72 hours all hostages and prisoners are scheduled to be released. Both sides agreed to the deal earlier Thursday in Egypt, but it still must be ratified by Israel’s cabinet. Once the deal is ratified, the cease-fire will take effect within 24 hours. But ratification isn’t a done deal. Two cabinet members — Finance Minister Bezalel Smotrich and National Security Minister Itamar Ben-Gvir — are expected to vote against it, the Jerusalem Post reported. The Times of Israel…

BOK Financial stock has received a revised fair value estimate, now rising slightly from $116.10 to $117.60, following an improved outlook by industry analysts. This modest upward revision is largely attributed to growing optimism about the company’s performance and expectations for it to outperform in its core markets. Stay tuned to discover how to monitor further shifts in BOK Financial’s evolving investment narrative. Recent street research reflects rising confidence in BOK Financial, with several analysts pointing to improved performance and strategic positioning as key reasons for their positive outlook. However, some voices on Wall Street maintain a more cautious stance,…

Insurers are increasingly using artificial intelligence (AI) systems across operations, including underwriting policies, pricing, claims processing, fraud detection and customer service.  But with the broad use and deployment of automated decision-making technology comes heightened scrutiny.  Regulators, consumer advocates and courts are sharpening their focus on fairness, transparency and accountability in AI-driven insurance decisions. NAIC Model AI Bulletin In 2023, the National Association of Insurance Commissioners (NAIC) adopted Model Bulletin: Use of Artificial Intelligence Systems by Insurers (Model AI Bulletin) providing the clearest roadmap yet for how state regulators expect insurers to adopt, govern and audit AI systems. However, this Model…

Keir Starmer has met Indian Prime Minister Narendra Modi in Mumbai as the pair attempt to emerge from “the shadow of tariff turmoil” brought forth by the US.On a trip meant to promote business opportunities between the UK and India – two of the world’s largest economies – Starmer said he is hoping to implement the previously signed trade deal as soon as “humanly possible”.In July, Starmer and Modi signed a trade agreement in the UK, “sealing a deal to cut tariffs on goods from textiles to whisky and cars, and allow more market access for businesses,” said Reuters. But…

Unless you already have dual citizenship or own a home in another country, retiring abroad may not be quite as easy as all the beautiful photos and home-and-travel shows make it seem. Whether you’re motivated to live in another country for cost-of-living, quality-of-life or political reasons, there are many practical financial issues to consider before making the move. “You need to do your due diligence,” said New Jersey-based certified financial planner Leo Chubinishvili at Access Wealth. Whichever country you’re interested in, live there for a month or two before making any big moves. The last thing you want is to…

Chartering and insurance enrollment for the 2026 season is officially open through the Little League® Data Center. As a reminder the Little League Data Center is the exclusive location for local leagues to join the program by enrolling their teams and choosing whether to enroll in the various insurance offerings available exclusively to affiliated Little League programs. Returning League? Charter Through the Data Center New League? Learn How to Charter For the First Time NOTE: Only League Presidents, Vice Presidents, Treasurers, and Secretaries can complete the chartering and insurance enrollment process. Once you are logged into the Little League Data Center…

Democrats and Republicans lauded Trump’s announcement of the first phase of a peace plan to end the war in Gaza, with some Republican senators saying he is deserving of the Nobel Peace Prize.Sen. John Fetterman, D-Pa., said on X: “I congratulate @POTUS on this historic peace plan that releases all the hostages. Now, enduring peace in the region is possible. Our parties are different but we have a shared ironclad commitment to Israel and its people.”Sen. Tim Kaine, D-Va., a member of the Foreign Relations Committee, said the agreement was encouraging.“I appreciate President Trump’s work to bring Israel and Hamas to…

Could North Dakota’s Roughrider Coin redefine stablecoin adoption? North Dakota is on track to introduce its Roughrider stablecoin by 2026. Its goal is to enhance interbank settlements while also potentially influencing consumer acceptance. This endeavor is being spearheaded by the Bank of North Dakota in partnership with fintech company Fiserv. As such, it could herald a new chapter in digital finance. In this analysis, we will delve into what the Roughrider stablecoin may mean for interbank transactions, regulatory frameworks, and its capacity to encourage consumer acceptance of stablecoins. What is the Roughrider Stablecoin? The Roughrider stablecoin is essentially a U.S.…

EU chief Ursula von der Leyen faces two confidence votes Thursday in the European Parliament — challenges that pose no serious threat to her leadership but underscore the tensions roiling the assembly.The two motions of censure against von der Leyen were brought by the hard-left and far-right, which accuse her European Commission of a lack of transparency and reject her trade policies.But while the motions are widely expected to fail, they reflect mounting discontent with von der Leyen’s leadership and will test the cohesion of the coalition led by her conservative European People’s Party (EPP).For von der Leyen, there is…