Author: CFDXS

Portage Area Junior-High School juniors Caelyn (left) and Logan Plummer speak with WJAC general manager Jason Chavis during the financial reality fair Thursday in the school’s gymnasium. Mirror photo by Matt ChurellaPORTAGE — For many junior and senior students in business educator Kristen Gribbin’s personal finance classes, Thursday’s financial reality fair was an enlightening experience.Gribbin has taught personal finance classes at the Portage Area High School for about 10 years but decided to hold a reality fair this year in partnership with seven federal credit unions and business volunteers to give students a reality check into what managing finances is…

Enforcement and Insurance Implications A change in insurance policies could be coming to the trucking industry, signaling a major shift in their approach to non-domiciled commercial driver’s licenses (CDLs). As enforcement of the new non-domiciled CDL rule takes shape, insurance companies are likely to position themselves to avoid potential liability exposure. According to an insurance executive at one of the largest brokers in the country, who spoke on condition of anonymity, he expects that insurance carriers are likely to implement policy changes that explicitly prevent the hiring of drivers with non-domiciled CDLs within the next year. The concern stems from…

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Since the shutdown standoff commenced, it was Republicans who were confident that Democrats would crack in the face of a GOP plan to vote again and again on the same bill while offering zero concessions. But after six failed votes in the past two weeks — and with poll results showing the GOP is taking slightly more of the blame while plans for “permanent” cuts from President Trump have yet to materialize — it’s Republican resolve that is increasingly in question. High-profile GOP defectors are now openly pushing their leaders to reverse course and come to the negotiating table over…

The nation’s largest flood insurance program – managed by the federal government – has been expired for more than a week, possibly leaving thousands of homeowners in limbo.The National Flood Insurance Program, or NFIP, which accounts for 88% of the country’s flood insurance policies, expired on Sept. 30 as the Senate failed to pass a continuing resolution to keep the federal government open.The lapse in the program could delay thousands of home sales, according to the National Association of Realtors. Depending on the length of the government shutdown, thousands of current policyholders could also be left uninsured.Standard homeowners insurance doesn’t…

Oct. 9 (UPI) — The Israeli cabinet is in a meeting to ratify the Israel-Hamas hostage-release deal, and if it’s ratified, within 72 hours all hostages and prisoners are scheduled to be released. Both sides agreed to the deal earlier Thursday in Egypt, but it still must be ratified by Israel’s cabinet. Once the deal is ratified, the cease-fire will take effect within 24 hours. But ratification isn’t a done deal. Two cabinet members — Finance Minister Bezalel Smotrich and National Security Minister Itamar Ben-Gvir — are expected to vote against it, the Jerusalem Post reported. The Times of Israel…

BOK Financial stock has received a revised fair value estimate, now rising slightly from $116.10 to $117.60, following an improved outlook by industry analysts. This modest upward revision is largely attributed to growing optimism about the company’s performance and expectations for it to outperform in its core markets. Stay tuned to discover how to monitor further shifts in BOK Financial’s evolving investment narrative. Recent street research reflects rising confidence in BOK Financial, with several analysts pointing to improved performance and strategic positioning as key reasons for their positive outlook. However, some voices on Wall Street maintain a more cautious stance,…

Insurers are increasingly using artificial intelligence (AI) systems across operations, including underwriting policies, pricing, claims processing, fraud detection and customer service.  But with the broad use and deployment of automated decision-making technology comes heightened scrutiny.  Regulators, consumer advocates and courts are sharpening their focus on fairness, transparency and accountability in AI-driven insurance decisions. NAIC Model AI Bulletin In 2023, the National Association of Insurance Commissioners (NAIC) adopted Model Bulletin: Use of Artificial Intelligence Systems by Insurers (Model AI Bulletin) providing the clearest roadmap yet for how state regulators expect insurers to adopt, govern and audit AI systems. However, this Model…

Keir Starmer has met Indian Prime Minister Narendra Modi in Mumbai as the pair attempt to emerge from “the shadow of tariff turmoil” brought forth by the US.On a trip meant to promote business opportunities between the UK and India – two of the world’s largest economies – Starmer said he is hoping to implement the previously signed trade deal as soon as “humanly possible”.In July, Starmer and Modi signed a trade agreement in the UK, “sealing a deal to cut tariffs on goods from textiles to whisky and cars, and allow more market access for businesses,” said Reuters. But…

Unless you already have dual citizenship or own a home in another country, retiring abroad may not be quite as easy as all the beautiful photos and home-and-travel shows make it seem. Whether you’re motivated to live in another country for cost-of-living, quality-of-life or political reasons, there are many practical financial issues to consider before making the move. “You need to do your due diligence,” said New Jersey-based certified financial planner Leo Chubinishvili at Access Wealth. Whichever country you’re interested in, live there for a month or two before making any big moves. The last thing you want is to…